Welcome to our latest edition. Inside this issue,
we look at a number of the topical financial planning
stories making the news agenda.
Creating and maintaining the right investment
strategy plays a vital role in securing your financial
future. But we live in the era of the 24-hour news
cycle, and ‘bad news sells’. The investment world can
be unpredictable and investors currently have plenty
of bad news to process, with a plethora of events
making the daily and even hourly news headlines
– from the US-China trade conflict and oil price
volatility, to Britain’s exit from the European Union.
On page 06, we consider why it’s important to stay
positive and focus on your investment goals.
Once we enter January, the end of the 2019/20 tax
year will be just over three months away on 5 April.
As this date approaches, the window of opportunity
reduces if you want to make the most of valuable
allowances, reliefs and exemptions that could help
reduce your tax bill and make sure your finances
stay tax-efficient. Read the full article on page 04.
On 3 October, campaigners lost a significant legal
battle against the Government’s handling of the rise
in women’s State Pension age. The retirement age
for women has increased from 60 to 65, in line with
men, and will go up to 66 by 2020, and to 67 by
2028. Nearly four million women have been affected
by these changes. On page 08, we consider the
impact of the High Court’s decision.