Updates

Four things every woman needs to know about her pension

Why every woman needs to take control of her pension    If you thought the battle of the sexes was over, think again. Women may have smashed through the glass ceiling at work, but when it comes to retirement income they are still second-class citizens. A report out on October 19 shows that just half

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National Ethical Investment Week

National Ethical Investment Week: 7-13 November You can’t move these days for the different ways there are to “go green”. But how many of them could also offer a return on your money? National Ethical Investment Week runs from 7-13 November, and it’s good time to think about adding a green or ethical option to your investment mix. Green and ethical investments use

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Myths about Financial Advice

#1 Advice used to be free  In the dim and distant past, before the FSA, PIA or even FIMBRA it was quite possible to buy financial products from intermediaries who had no training or experience in providing advice.  Confession time: when my Financial Adviser husband (fully qualified) was in hospital for eight weeks following a

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How to beat the changes in child benefit

How you can beat Child Benefit cut and avoid tax and NICs  Leasing cars for yourself and family members, medical insurance, childcare vouchers and holidays are among the things you can buy direct from your gross salary to beat the Child Benefit cutbacks – as well as staying on the right side of important new

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Dear John

How to protect your children from poverty in old age? Dear John Do you think our youngest would appreciate a present that she couldn’t use for 40 years?  Probably not, but if we were to start making regular payments into pensions for our children now, they would be assured of a decent pension when they

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Stress … as a way of life

Stress … as a way of life When I read this quotation it started me thinking about the subject of stress … Elizabeth Prentiss:  If you could once make up your mind in the fear of God never to undertake more work of any sort than you can carry on calmly, quietly, without hurry or

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Sept/Oct issue of Smart Money

View the latest edition of Smart Money by clicking the link below: View online now In this issue: With an ageing population, increasing weight has been given to the argument that a ‘one size fits all’ retirement policy is no longer acceptable and that people aged 65 or over should not be considered incapable of

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Dear John

If you don’t have a will you may have to sue your children Dear John, We shouldn’t have to apologise for talking about wills over and over again because it’s vital for everyone, particularly if you have a family to make sure that your family are provided for if something happens to you.  There are

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FSA to ban self-cert mortgages?

Self-certification mortgages likely to be banned by FSA As part of a strategy to ensure all borrowers can afford their mortgages, the regulator will today propose all applicants for home loans must prove their income to lenders. The ban will be put out for consultation before the FSA decides whether to halt the home loans.

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July/August issue of Smart Money

View the latest edition of Smart Money by clicking the link below: View online now In this issue: Welcome to the new edition of our personal financial planning and wealth management magazine.The Chancellor of the Exchequer, George Osborne MP, delivered on 22 June what he described as a ‘tough but fair’ emergency Budget. In his

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