Welcome to our latest edition and our
customary collection of articles designed to help
you create and protect your wealth to be able to
experience life to the full.
As a parent, guardian or grandparent, you’ll
want to provide the best future for your children
or grandchildren that you can. Christmas is an
excellent time to encourage children to start
thinking about the value of money. Many children
have hundreds of pounds spent on them at
Christmas, but could that money be put to better
use? Turn to page 04.
Although the current tax year does not end
until 5 April 2019, tax planning shouldn’t be a mad
March rush. Now is the perfect time to get a head
start on your tax planning resolutions to enhance
your own, your family’s or your company’s taxefficient
plans for the future. On page 03 opposite,
we have set out some tax tips and actions that
may be appropriate to certain taxpayers.
Throughout our lives, we will have many
different lifestyle and financial goals that we
would like to achieve. Although we all have
different goals, there are some key goals
that we’ll have in common, especially when
it comes to retirement. What do you want
from your investments? Supplementing your
income? Building your retirement pot? Read
more on page 06.
A pound saved is a pound earned. But thanks to
inflation, over time, the value of the pound saved
could be much less than when it was earned.
One cannot ignore the corrosive impact of rising
prices on investments. On page 11, we look at ways
investors can easily fail to prepare for the risk of
inflation eroding the purchasing power of money,
especially in a low-inflation environment.
A full list of the articles featured in this issue
appears opposite – we hope you enjoy them.